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Jewellery Insurance
Avoid exposing yourself to the anguish of misplacing an irreplaceable piece of uninsured jewellery. For a slight premium, jewels may frequently be insured under a normal contents home insurance policy. But be mindful of the insurance company's limitations; you might need to mention expensive things individually. Generally, this applies to goods valued at more than £750, £1,000, or £2,500, depending on the insurer. Most conventional insurance plans may probably include a cap on how much jewelery and other high-risk goods you can insure.
Consequently, it could be prudent in some situations to cover your valuables through a stand-alone insurance. One of the few UK insurers that will cover jewels is T.H. March.
Rates for combined buildings and contents insurance as well as rates for full house contents protection are available from T.H. March. When a large amount of jewels has to be covered by the policy, they are quite competitive. To get in touch with them or to ask for a callback, use the Home and High Value Home Insurance option under Personal Insurance. Remember to mention AG168T, our Jeweller Referral Code.
It's critical to realise that the cost of precious metals has skyrocketed in recent years. It is also essential that the values covered by your insurance represent current prices as opposed to past ones. On www.gold.co.uk, metal price trends are displayed graphically. To examine a price movement graph for a certain metal, click on it. This can help you determine the percentage changes in pricing since you bought your jewels, but be careful—the mentioned total prices per gramme do not correspond to the prices of jewellery stores.
If in doubt as to the value of your jewellery items, either get in touchwith us to arrange a valuation at our premises in Farringdon, London or use a jeweller in your local area. Prices for this service typically range between 1% and 2% of the overall value of the pieces valued.
What is the process for getting jewellery insurance?
The way jewellery insurance works is that it guards against the financial burden of having your jewellery stolen, misplaced, or destroyed. In such case, you will file a claim with T.H. March, and the jeweller of your choice will collaborate with you to either replace or repair the item.
Is it worthwhile to safeguard jewellery?
Your jewellery is shielded from unforeseen harm, theft, and loss by insurance. It's a good idea to have your jewellery insured, whether it's an extravagant engagement ring or a basic, low-cost piece, to safeguard your investment and guarantee that priceless items may be replaced if needed.
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No matter how big or little your query is, our team of professionals is happy to assist you. In order to fully grasp your idea, we want to collaborate directly with our clients.Follow the link to schedule a consultation online or in person at our London Jewellery Studio if you'd like to custom design a piece of fine jewellery or simply learn more about diamonds!
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