Your Cart is Empty
Avoid exposing yourself to the anguish of misplacing or losing an irreplaceable piece of uninsured jewellery. For an additional premium, jewels may frequently be insured under a normal contents home insurance policy. But be mindful of the insurance company's limitations; you might need to list expensive things individually. Generally, this applies to goods valued at more than £750, £1,000, or £2,500, depending on the insurer. Most conventional insurance plans may probably include a cap on how much jewellery and other high-risk goods you can insure.
Consequently, it could be prudent in some situations to cover your valuables through a stand-alone jewellery insurance policy. One of the few UK insurers that will cover jewels at a competitive price is T.H. March. They additionally offer combined or standalone buildings and contents insurance to which high value jewellery can be added. A quotation can be provided online for single items of jewellery up to £20,000 and collections up to £40,000. If you need higher values covered or to enquire about buildings and contents policies, contact their team on 01822 668 000. Do remember to mention AG168T, our Jeweller Referral Code.
It's critical to realise that the cost of precious metals has skyrocketed in recent years. It is also essential that the values covered by your insurance represent current prices as opposed to past ones. On www.gold.co.uk, metal price trends are displayed graphically. To examine a price movement graph for a certain metal, click on it. This can help you determine the percentage changes in pricing since you bought your jewels, but be careful - the mentioned total prices per gram do not correspond to the prices of jewellery stores.
If in doubt as to the value of your jewellery items, either get in touch with us to arrange a valuation at our premises in Farringdon, London or use a jeweller in your local area. Prices for this service typically range between 1% and 2% of the overall value of the pieces valued.
The way jewellery insurance works is that it guards against the financial burden of having your jewellery stolen, misplaced, or destroyed. In such case, you will file a claim with T.H. March, and the jeweller of your choice will collaborate with you to either replace or repair the item.
Your jewellery is shielded from unforeseen harm, theft, and loss by insurance. It's a good idea to have your jewellery insured, whether it's an extravagant engagement ring or a basic, low-cost piece, to safeguard your investment and guarantee that priceless items may be replaced if needed.
No matter how big or little your query is, our team of professionals is happy to assist you. In order to fully grasp your idea, we want to collaborate directly with our clients. Either drop us an email or text or follow the link to schedule a consultation online or in person at our London jewellery studio if you'd like to custom design a piece of fine jewellery.
Book a consultation
